Insuring Texas Since 1923
A century of commitment starts with GSM Insurors.
Learn About GSM Insurors
With offices across Texas, GSM Insurors was founded in 1923 as a diversified, privately held, independent insurance agency. Our commitment to providing outstanding service and protection to our clients remains unchanged over the last century despite the numerous changes in the industry.
As an independent insurance agency, we are committed to building enduring relationships through education and superior service. Our partnership with national and regional insurance companies allows us to offer you more options and enable you to protect what you value most—whether it’s for you, your family, or your business.
What Sets Us Apart
Insuring Texas Since 1923
10+ locations throughout Texas. Serving 15+ states.
We are headquartered in Rockport, TX. Discover your nearest local office, or contact us today to experience our commitment to providing our clients with great service and protection.
Download our Mobile App
Gain access to your account and manage your insurance.
Protection for You, Your Family, Your Business, and Your Financial Security
GSM Insurors offers a variety of personal insurance, business insurance, insurance by industry, employee benefits, and Medicare solutions to help you protect what matters most.
The Independent Agency Advantage
What makes our independent insurance agency different?
We offer multiple insurance companies.
We are there for you in your time of need.
We are by your side every step of the way.
An Independent Agency Gives You Options
We proudly represent Safeco, Liberty Mutual, and more!
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
Click it. Read it. Cover it.
- Click on the hotspots.
- Discover your risks.
- Explore coverage options.
Not what you’re looking for?
Explore more interactive graphics.
Manage Your Policies
Already a client of GSM Insurors? Visit our Service Center to make requests and manage your insurance.
Our Clients Rave About Us
Check out our reviews and see why you should switch to GSM Insurors.
Let's Get Started
Contact GSM Insurors
"*" indicates required fields